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Posted by on Feb 26, 2017 in Storage | 0 comments

Self-Storage: Extra Space Where You can Safely Store Your Stuff

In 2010, two new television programs that featured storage auctions were released: Auction Hunters and Storage Wars. Three other programs, which also featured the popularity of storage auctions aired soon after: Storage Wars: New York; Storage Wars: Texas; and, Storage Hunters. Though the programs centered on storage auctions, a more basic fact was implied – the popularity of self-storage or mini storage among Americans.

Self-storage, which is a shorthand form for self-service storage, is one of the flourishing industries in the U.S. It involves the renting out or storage spaces, like rooms, containers, outdoor spaces or lockers, to individuals or businesses. Duration of rent can be short-term, like a month long, or long-term.

About 58,000 self-storage facilities were made available in 2010 to anyone who needed extra space. A self-storage gave individuals and families an extra space where they could keep things that they have outgrown but cannot part with; for firms, it was an additional safe shelter for temporarily unused office equipment or for whatever purpose they would need extra space.

Self-storage facilities began in Fort Lauderdale, Florida in 1958; the business opened next in Texas in the late 1960s. From 2000 to 2005, more than 3,000 new facilities were made available in the U.S. every year. The need for self-storage space can be based on three things: American consumerism; American mobility; and, according to some property analysts, older houses, which were built with smaller closets and rooms.

During the holidays, people love to fill up their home with new things, such as new furniture. Purchase of new things, however, meant need for space. With no extra room in the house, old stuffs had to be removed for new ones. Re-placement, though, does not necessarily mean throwing out the old things, which many people are not prepared to part with; thus, the need for self-storage or extra spaces, where people can keep some of their household items safely.

Self-storage are in demand typically during summer, the time when relocating to a new house is at its peak and, if the new residence cannot house all of one’s belongings, things of secondary importance are rather kept in a self-storage.

Aside from the smaller houses, there is also the case of the totally new house design: houses with no basement and/or attic. Though American houses have gotten much bigger from 2004 onwards, those built in temperate states, like California, Florida and Texas (the three states that also happen to have the most self-storage facilities), were designed as ranches or bungalows. These did not have a basement or an attic where old stuff can be kept.

Those in the self-storage industry say that one in every ten U.S. households is renting a self-storage unit. Though self-storage units guarantee safe storage of belongings, not all facilities offer the same features. Some, like the storage units at Ben White Mini Storage are more spacious, allow drive up access, fence protection, resident managers, personal access codes, have remote cameras, and climate controlled units wherein items can be kept totally safe from the weather regardless of how hot or cold the weather is.

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Posted by on Oct 21, 2016 in Car Accidents | 0 comments

How Serious are Head-on Collision Accidents?

The National Highway Traffic Safety Administration (NHTSA) says that head-on collisions are among the most dangerous types of auto accidents. Its usual results include life-altering injuries and wrongful death.

Driver error is the major cause of car accidents, especially, head-on collisions. causes of this type of accident include: inattention or driving while distracted; a driver drifting into oncoming traffic; making a dangerous passing maneuver; a driver who, knowingly or unknowingly, drives the wrong way on a highway or residential road; driving at excessive speed; driving while intoxicated; or, falling asleep at the wheel. These, as well as many other possible causes of head-on collisions, are often due to negligence or reckless road behavior, which can easily be prevented.

Though only about 2% of the more than five million motor vehicle crashes in the U.S. annually may be accounted to head-on collisions, this, however, results to more than 10% of the 32,000+ driving fatalities. Non-fatal head-on collision accidents can most likely result to severe injuries, like spinal cord injuries, brain injuries, broken bones, and paralysis, among others.

The awareness of many drivers about the possible severe consequences of head-on collisions is one of the major reasons why they never want to get involved in this type of car crash. A number of local governments, on their part, have installed stretches of steel wire cable in large highways to keep head-on collisions from ever occurring at freeway speeds.

A driver, whose negligence or recklessness causes a head-on collision accident, should be held liable for the consequences of his/her carelessness. However, one major concern regarding this type of accident is the difficulty in determining who is at fault in the accident since the impact can send both vehicles in positions different than during the time of impact. It would usually necessitate an accident reconstruction specialist in order to determine who was at fault based on the skid marks on the road.

Car accident law firms, like the Karlin, Fleisher & Falkenberg, LLC, for instance, agree that the challenge in determining fault and in claiming compensation during litigation (if ever a lawsuit is filed) plus the need to deal with your car insurance provider are the reasons why it may be necessary to have a highly-competent car accident lawyer fighting for your defense and your rights.

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Posted by on Jun 20, 2016 in Car Insurance | 0 comments

Guidelines For Finding Car Insurance With Bad Credit

So you have bad credit? But that does not have to stop you from getting car insurance. With a little investigation, you can still find companies that will offer an insurance policy even if you have poor credit rating. According to the website of Habush Habush & Rottier S.C. ®, there may be more options available to you than what you initially thought.
Having bad credit score is one of the primary reasons that you may not be able to get a low insurance rate. The good news is that there are plenty of ways you can work around having bad credit and still qualify for car insurance. Here we will give you some tips on how to get car insurance even with a bad credit.

1. Look for discounts
If you are in luck, there are insurance carriers that offer a wide range of discounts to bad credit drivers. Check if you are eligible for a discounted car insurance package. If you have maintained a good driving record despite your bad credit, you might be able to avail of a discount for lower premiums.

2. Choose a higher deductible
Another way you can avail of car insurance even with a bad credit is to increase your deductible. The only downside is that you must be willing to shell out money from your pocket in case of an accident.

3. Get only what you need
Some insurance companies offer coverage that you might not need. Liability coverage is required in most states so you cannot do away with it. You may drop collision or comprehensive coverage from your policy.
Car insurance is a necessity in the United States and not having one is against the law. Don’t let your bad credit stop you from availing of car insurance. All it takes is a little bit of creativity on your part.

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Posted by on Feb 5, 2016 in Car Insurance | 0 comments

Carrying Car Liability Insurance or the Financial Responsibility Law: A Mandate in 48 States

If ever a driver gets caught without car liability insurance, except in the states of New Hampshire and Virginia, one of the punishments he or she may face is suspension of his or her driving privileges and, in order to have these privileges reinstated, he or she will have to carry an SR-22 filing which is required by a court. An SR-22 is a certification that a driver’s car insurance provider would send his or her state’s Department of Motor Vehicles (DMV) to prove that he or she is already insured; it is required of drivers cited for driving without insurance or those whose license has been revoked or suspended.

In 48 US states, carrying car liability insurance, otherwise known as the financial responsibility law, is a mandate. Financial responsibility, when talking about car insurance, refers to money a driver is obligated to pay a person whose property has been damaged or who has been injured in an accident wherein said driver is at fault.

Proving financial responsibility can be done through carrying car insurance or through any means that is approved by the state, such as: filing a government bond; keeping cash deposit; or, posting a surety bond. The need to prove financial responsibility becomes necessary if a traffic enforcer stops you and asks for your car insurance, when you register your car or renew your driver’s license, or if you get involved in a traffic accident.

Despite being a mandate, however, many drivers, according to the Insurance Research Council, continue to drive without carrying auto liability coverage. This is because many drivers say that insurance coverage is simply expensive. Well, this is a sad truth, especially since many car insurance providers find all means possible to increase premium payments by looking at a driver’s age, driving experience, driving history, and the type of car that he or she drives.

According to Milwaukee, WI car accident lawyers, however, proving financial responsibility is a mandate, thus, violating it can only result to punishments and regret. The best recourse for drivers, therefore, is to get an insurance quote online for the best, yet totally affordable car coverage.

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Posted by on Nov 10, 2015 in Injuries from Cruise Ship Excursions | 0 comments

Understanding Cruise Ship Excursions

Plenty of individuals consider going on a cruise as the perfect strategy to vacation and encounter numerous locations. While enjoying the relaxation given by attractions and the many comforts available onboard while on a cruise ship, you can make their trip to the destination. As they might their means from one stop to the next vacationers may also enjoy the breathtaking see given by the open-sea. It comes as no surprise that cruise liners are appreciated by travelers of ages.

The encounter becomes even more pleasurable once their destination is reached by cruise ship travelers and get involved on other inland and trips actions. Several cruise lines provide their people together with the choice to participate in a variety of activities they are able to enjoy while the boat is docked in a place that is given. Travelers may try snorkeling, scuba, sailing, and kayaking, along with trekking and horse riding. Some ships provide the ability to eco-cultural tours.

Regrettably, specific incidents that may take place in these cruise ship excursions may set of passengers at risk. As mentioned on the website of the cruise ship lawyers of The Vucci Law Group, P.A., there were plenty of cases when outings and inland actions end in accidents triggered by specific risks and mistakes. In some instances, these accidents are serious enough to trigger harms.

The following are just common examples of trip risks and mishaps:

  • Dock Accidents – Cruise ships that fail to correctly pier may cause sudden lurching as well as additional unforeseen movements which result in slip and fall injuries.
  • Tender Accidents – Travelers are transported through small boats called tenders in the ship to the coast, before going on excursions. Mishaps may occur while folks are boarding and disembarking this car, also as in case the tender has been controlled by way of a dangerous driver.
  • Motor Vehicle Injuries – While about the trips itself, passengers are carried in autos that could be vulnerable to collisions from different places.
    Defective Equipment Injuries – Malfunctioning products and faulty tools may also make trip activities especially harmful for people.
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